/* Section-level reference alignment, using only KIM HENG MONEY content/assets. */
.km-inner-actions { justify-content:center; margin-top:28px; }
.km-inner-hero--about { min-height:520px; padding-bottom:110px; }
.km-inner-hero--about h1 { max-width:1000px; margin-inline:auto; }
.km-about-intro { background:#510e19; padding-top:0; padding-bottom:72px; }
.km-story-panel { position:relative; margin-top:-42px; display:grid; grid-template-columns:minmax(0,1fr) minmax(0,1.1fr); border-radius:22px; background:#fffdf8; box-shadow:0 18px 50px #2c040a33; overflow:hidden; }
.km-story-panel figure { position:relative; margin:0; min-width:0; background:#39080f; }
.km-story-panel figure img { display:block; width:100%; height:100%; object-fit:cover; }
.km-story-panel figcaption,.km-reasons figcaption { position:absolute; bottom:0; left:0; right:0; padding:14px 18px; color:#fff5e9; background:linear-gradient(transparent,#23040ae8); font-size:.72rem; line-height:1.7; }
.km-panel-copy { padding:clamp(24px,3.5vw,54px); }
.km-panel-copy h2 { color:#761725; }
.km-panel-copy p:not(.eyebrow) { color:#76554f; line-height:1.95; }
.km-panel-copy .button { margin-top:14px; }
.km-editorial-split { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); align-items:center; gap:clamp(30px,5vw,76px); }
.km-editorial-split>*,.km-reasons-grid>* { min-width:0; }
.km-editorial-split figure { margin:0; }
.km-editorial-split figure img { display:block; width:100%; border-radius:20px; aspect-ratio:1/1; object-fit:cover; }
.km-editorial-split h2 { margin-bottom:22px; }
.km-editorial-split p:not(.eyebrow):not(.km-editorial-note) { line-height:1.95; }
.km-editorial-split .button { margin-top:18px; }
.km-check-points { padding:0; margin:26px 0 0; list-style:none; }
.km-check-points li { position:relative; padding:15px 0 15px 32px; border-bottom:1px solid #ddcbae; line-height:1.85; color:#76554f; }
.km-check-points li::before { content:'✓'; position:absolute; left:0; color:#9a601f; font-weight:800; }
.km-check-points strong { display:block; color:#651420; margin-bottom:4px; }
.km-about-value { background:linear-gradient(100deg,#450912f2,#711726ed),url('../images/products-hero-v41.webp') center/cover; }
.km-about-facts { margin-top:48px; }
.km-about-facts strong { overflow-wrap:anywhere; }
.km-reasons { background:linear-gradient(115deg,#4c0b17,#821d2c); color:#f7e7dc; }
.km-reasons h2 { color:#fff8eb; }
.km-reasons .eyebrow { color:#edcd84; }
.km-reasons-grid { display:grid; grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr); gap:48px; align-items:center; }
.km-reasons-grid>div>p:not(.eyebrow) { margin:20px 0 26px; line-height:1.9; }
.km-reason-list { display:grid; gap:14px; }
.km-reason-list article { display:grid; grid-template-columns:34px minmax(0,1fr); gap:14px; padding:20px; border:1px solid #e1b56833; border-radius:12px; background:#35061170; }
.km-reason-list article>span { color:#edcd84; font-size:1.1rem; font-weight:700; }
.km-reason-list h3 { font-size:1.15rem; margin:0 0 8px; color:#fff3d6; }
.km-reason-list p { margin:0; font-size:.9rem; line-height:1.9; color:#f1d9d0; }
.km-reasons figure { position:relative; margin:0; overflow:hidden; border-radius:200px 200px 24px 24px; background:#350711; }
.km-reasons figure img { display:block; width:100%; aspect-ratio:3/4; object-fit:cover; }
.km-reasons .km-actions { margin-top:26px; }
.km-service-editorial { display:grid; gap:44px; margin-top:40px; }
.km-service-row { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); background:#651420; border:1px solid #c3965844; border-radius:22px; overflow:hidden; scroll-margin-top:130px; }
.km-service-row>figure { min-width:0; margin:0; }
.km-service-row>figure img { width:100%; height:100%; min-height:440px; display:block; object-fit:cover; }
.km-service-row:nth-child(even)>figure { order:2; }
.km-service-row-copy { padding:clamp(24px,3.2vw,48px); min-width:0; }
.km-service-row-copy .eyebrow { color:#edc57e; }
.km-service-row-copy h2 { color:#fff6e7; font-size:clamp(1.5rem,2.4vw,2.15rem); margin-bottom:18px; }
.km-service-row-copy p:not(.eyebrow),.km-service-row-copy li { color:#f4e1d8; line-height:1.9; }
.km-service-row-copy ul { padding-left:22px; margin:22px 0; }
.km-service-row-copy li+li { margin-top:10px; }
.km-service-row-copy a:not(.button) { color:#f5d28d; text-underline-offset:4px; }
.km-service-row-copy .km-actions { margin-top:26px; }
.km-process-layout .timeline-intro { position:static; max-width:none; display:grid; grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr); column-gap:60px; }
.km-process-layout .timeline-intro>img { grid-column:2; grid-row:1/5; height:100%; max-height:300px; object-fit:cover; border-radius:18px; width:100%; }
.km-process-layout .timeline-intro>.km-editorial-note { grid-column:2; }
.km-process-layout .timeline-intro>p:not(.eyebrow):not(.km-editorial-note) { line-height:1.9; }
.km-process-steps { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:24px; padding:0; list-style:none; margin:42px 0 0; }
.km-process-steps li { min-width:0; padding:28px; border:1px solid #dfc99e; border-radius:16px; background:#fffaf1; }
.km-process-steps li>span { display:block; color:#b18836; font-weight:700; font-size:3rem; line-height:1.2; margin-bottom:20px; }
.km-process-steps h2 { color:#701625; font-size:1.3rem; line-height:1.5; margin-bottom:14px; }
.km-process-steps p { color:#75584e; font-size:.92rem; line-height:1.9; margin:0; }
.km-process-steps li:last-child { grid-column:1/-1; display:grid; grid-template-columns:90px minmax(0,1fr); gap:18px; background:#611322; border-color:#611322; }
.km-process-steps li:last-child h2 { color:#fff7e7; }
.km-process-steps li:last-child p { color:#f4e1d8; }
.km-process-steps li:last-child>span { color:#efcd80; }
.km-topic-filter { margin:30px 0; padding:24px; background:#fff9ed; border:1px solid #e6d1ac; border-radius:14px; }
.km-topic-filter>p:first-child { margin:0 0 14px; color:#761b27; font-weight:700; }
.km-topic-filter nav { display:flex; gap:10px; flex-wrap:wrap; }
.km-topic-filter nav a { display:inline-flex; align-items:center; min-height:46px; padding:10px 22px; border-radius:30px; border:1px solid #d7bc89; color:#751827; text-decoration:none; background:#fff; }
.km-topic-filter nav a:hover { background:#f3e1bb; }
.km-topic-filter nav a[aria-current] { background:#751827; color:#fff; border-color:#751827; }
body:not(.home) .cta-band.km-qr-banner { background:linear-gradient(100deg,#410710f5,#791725e0),url('../images/contact-hero-v41.webp') center/cover; }
.km-about-page section[id],.km-reasons[id] { scroll-margin-top:125px; }
.km-contact-directory { background:linear-gradient(#510e19,#721827); }
.km-contact-layout { display:grid; grid-template-columns:minmax(0,1fr) minmax(0,1.1fr); align-items:start; gap:32px; }
.km-contact-map-column { color:#f3ded4; min-width:0; }
.km-contact-map-column h2 { color:#fff5e4; font-size:1.6rem; }
.km-contact-map-column>.eyebrow { color:#edc57e; }
.km-contact-map-column>p { line-height:1.9; }
.km-contact-map-column .km-map-frame iframe { height:600px; }
.km-contact-map-column .km-map-caption { color:#f3ded4; }
.km-contact-info { padding:36px; background:#fffcf6; border-radius:20px; min-width:0; }
.km-contact-info>p:not(.eyebrow),.km-contact-address p { color:#73534e; line-height:1.9; }
.km-contact-links { display:grid; gap:10px; margin:26px 0; }
.km-contact-links a { display:block; padding:16px 18px; border:1px solid #e7d3b2; border-radius:10px; text-decoration:none; color:#741827; background:#fff; overflow-wrap:anywhere; }
.km-contact-links a:hover { background:#f6e8cd; }
.km-contact-links span { display:block; color:#795b51; font-size:.8rem; margin-bottom:4px; }
.km-contact-address { border-block:1px solid #dfcbae; padding:22px 0 8px; margin-bottom:24px; }
.km-contact-address h3 { font-size:1.2rem; color:#741827; }
.km-contact-address address { font-style:normal; line-height:1.9; }
.km-contact-line-panel { display:flex; align-items:center; gap:20px; }
.km-contact-line-panel .km-line-qr { width:135px; flex:0 0 135px; }
.km-contact-line-panel>div { min-width:0; }
.km-contact-line-panel h3 { font-size:1.1rem; color:#741827; }
.km-contact-line-panel p { font-size:.82rem; color:#795b51; line-height:1.85; margin:0; }
@media(max-width:1024px){
 .km-story-panel { grid-template-columns:repeat(2,minmax(0,1fr)); }
 .km-reasons-grid { gap:28px; }
 .km-process-steps { grid-template-columns:repeat(2,minmax(0,1fr)); }
 .km-service-row-copy { padding:28px; }
}
@media(max-width:768px){
 .km-contact-layout { grid-template-columns:minmax(0,1fr); }
 .km-contact-map-column .km-map-frame iframe { height:380px; }
 .km-story-panel,.km-editorial-split,.km-reasons-grid,.km-service-row { grid-template-columns:minmax(0,1fr); }
 .km-story-panel figure img { height:auto; aspect-ratio:4/3; }
 .km-editorial-split figure img { aspect-ratio:4/3; }
 .km-reasons figure { max-width:500px; width:100%; justify-self:center; border-radius:22px; }
 .km-reasons figure img { aspect-ratio:4/3; }
 .km-service-row:nth-child(even)>figure { order:0; }
 .km-service-row>figure img { min-height:0; height:auto; aspect-ratio:16/10; }
 .km-process-layout .timeline-intro { display:block; }
 .km-process-layout .timeline-intro>img { height:auto; max-height:300px; margin-top:24px; aspect-ratio:16/9; }
}
@media(max-width:620px){
 .km-contact-info { padding:26px 22px; }
 .km-contact-info>p:not(.eyebrow),.km-contact-address p { font-size:.92rem; }
 .km-contact-line-panel { flex-wrap:wrap; justify-content:center; text-align:center; }
 .km-contact-line-panel>div { flex-basis:100%; }
 .km-inner-hero--about { padding:42px 0 80px; min-height:0; }
 .km-inner-hero--about h1 { font-size:1.9rem; line-height:1.5; }
 .km-inner-actions { gap:12px; }
 .km-inner-actions .button { width:100%; white-space:normal; }
 .km-about-intro { padding-bottom:42px; }
 .km-story-panel { margin-top:-32px; border-radius:16px; }
 .km-panel-copy { padding:26px 22px; }
 .km-panel-copy p:not(.eyebrow),.km-editorial-split p,.km-check-points li { font-size:.92rem; }
 .km-editorial-split { gap:26px; }
 .km-editorial-split h2 { font-size:1.8rem; }
 .km-check-points li { padding-left:28px; }
 .km-about-facts { margin-top:32px; }
 .km-reason-list article { padding:18px 16px; grid-template-columns:26px minmax(0,1fr); gap:10px; }
 .km-reasons-grid>div>p:not(.eyebrow) { font-size:.92rem; }
 .km-service-editorial { gap:26px; }
 .km-service-row { border-radius:16px; }
 .km-service-row-copy { padding:26px 22px; }
 .km-service-row-copy p,.km-service-row-copy li { font-size:.9rem; }
 .km-service-row-copy .button { white-space:normal; }
 .km-process-steps { grid-template-columns:minmax(0,1fr); gap:18px; margin-top:28px; }
 .km-process-steps li { padding:24px; }
 .km-process-steps li:last-child { grid-column:auto; display:block; }
 .km-process-steps li>span { font-size:2.6rem; margin-bottom:16px; }
 .km-topic-filter { padding:20px 16px; }
 .km-topic-filter nav a { padding-inline:18px; }
}